Facing foreclosure? Sell before the bank does
If you are behind on payments, time is the one thing a traditional listing does not give you. We buy houses for cash and can close in 7–14 days — often before a foreclosure sale date.
A foreclosure follows a timeline, and once a sale date is set, your options shrink fast. Listing with an agent takes weeks to prepare and months to close — time most homeowners behind on payments do not have. A direct cash sale is different: we review the property, send a written offer within 24 hours, and close on a date you choose, typically within 7–14 days, so the loan can be paid off before the auction in many situations.
We are not lawyers and this is not legal advice — every situation and timeline is different, and the sooner you reach out, the more room there is to work. What we can promise is a straight answer, a written number, and a closing date we commit to. If a sale is not your best move, we will say so.
How selling to Braxton works
Tell us about the house
Call or fill out the short form. We review the property and, if it qualifies, send you a written cash offer within 24 hours.
Pick your closing date
We can close in as little as 7–14 days, or later if you need more time. The date is yours to choose.
Close and get paid
No repairs, no cleanout, no showings, and no agent fees or commissions. The written offer is the number the sale is based on.
We can help if you are
- Behind on mortgage payments, at any stage
- Holding a Notice of Default or a scheduled sale date
- Owing more than a quick retail sale could net after fees
- Dealing with a loan modification that fell through
- Needing a definite closing date, not a maybe
Common questions
How late is too late to sell?
Every case is different, and deadlines vary by state and lender. The honest answer: the earlier you call, the more options exist. If a sale date is close, tell us the exact date and we will tell you plainly whether our timeline can beat it.
Will selling hurt my credit like a foreclosure?
A foreclosure is one of the most damaging events on a credit report. Selling before the sale date and paying off the loan generally avoids that outcome — but talk to a trusted advisor about your specific situation.
Do I need to catch up on payments first?
No. The sale itself is what pays off the loan at closing. You do not need to be current to request an offer.